CM Himmat Card Program Punjab Phase 2 2025 Eligibility, Women Quota & Payment Details
The Government of Punjab has introduced the CM Himmat Card Program Punjab Phase 2 to provide financial assistance and social inclusion for Persons with Disabilities (PWDs). Under this initiative, eligible individuals will receive ATM-enabled cards that allow them to withdraw stipends directly from banks without middlemen.
In 2025, the program has entered CM Himmat Card Program Punjab Phase 2, ensuring that more citizens benefit from financial support and empowerment opportunities.
CM Himmat Card Program Punjab 2025 Overview:
- Program Name: CM Himmat Card Program Punjab Phase 2
- Launched by: Punjab Government
- Beneficiaries: Persons with Disabilities (PWDs)
- Financial Assistance: Rs. 10,500 quarterly stipend
- Distribution Method: ATM/Debit Card system
- Phases:
- Phase 1: 40,000 beneficiaries covered
- Phase 2: 25,000 more recipients
This brings the total coverage to 65,000 people across Punjab.
Phase 2 Expansion: What’s New in 2025?
The second phase of the CM Himmat Card Program Punjab Phase 2 2025 aims to extend coverage to 25,000 additional beneficiaries. With this expansion, the Punjab government is fulfilling its promise of inclusive development and providing financial independence to people who often face barriers to employment.
Key updates for Phase 2:
- Payments continue at Rs. 10,500 quarterly.
- Women quota of 30% is strictly implemented.
- ATM accessibility ensures transparency and ease.
- Verification process has been streamlined through an official portal.
Eligibility Criteria for CM Himmat Card 2025:
To apply for the CM Himmat Card Program Punjab Phase 2 (2025), applicants must meet the following conditions:
- Resident of Punjab – The applicant must hold valid proof of residence in Punjab.
- Person with Disability (PWD) – A disability certificate issued by the Punjab Social Welfare Department is mandatory.
- Not Receiving Similar Aid – Applicants should not already be receiving regular government financial assistance under other welfare programs.
- National Identity Card (CNIC) – A valid CNIC registered with NADRA is required.
- Bank Account – Since payments are issued via ATM cards, applicants should either have or be willing to open a bank account through the program’s facilitation.
Women Quota in Himmat Card Program 2025:
A special 30% quota for women with disabilities has been reserved. This ensures equal participation and direct empowerment of women, who often face double discrimination due to gender and disability.
The Punjab government has emphasized that no eligible woman will be left behind. Dedicated support desks have been set up during the verification process to guide women applicants.
Read Also: CM Punjab Maryam Nawaz Launches Farmers Support Plan 2025
Payment Issuance and Schedule 2025:
- Quarterly Payment Amount: Rs. 10,500
- Payment Start Date for Phase 2: September 15, 2025
- Disbursement Method: ATM cards (Himmat Card) linked with local banks
- Frequency: Every three months
This direct transfer system ensures that beneficiaries do not have to depend on intermediaries.
Himmat Card Verification Process 2025:
The Punjab government has created an official verification portal for transparency:
👉 Himmat Card Verification Portal
Applicants can enter their CNIC number on the website to check eligibility and card issuance status.
Read More: CM Children Heart Surgery Program Phase 2 2025
How to Apply for CM Himmat Card Phase 2 (2025):
- Obtain a Disability Certificate from the Social Welfare Department.
- Visit the official portal or local facilitation center.
- Submit CNIC and disability details for verification.
- Wait for confirmation SMS/notice from the Social Welfare Department.
- Collect Himmat Card (ATM) from the designated bank branch once approved.
FAQs – CM Himmat Card Program Punjab Phase 2 2025:
Q1. What is the CM Himmat Card Program Punjab 2025?
The Himmat Card Program is a Punjab government initiative to provide financial assistance of Rs. 10,500 quarterly to Persons with Disabilities (PWDs) through ATM cards.
Q2. Who is eligible for the Himmat Card in 2025?
Any resident of Punjab with a valid disability certificate issued by the Social Welfare Department, along with a CNIC, can apply for the Himmat Card.
Q3. How many beneficiaries are included in Phase 2?
In Phase 2 (2025), an additional 25,000 individuals will be covered, bringing the total number of beneficiaries to 65,000.
Q4. When will Himmat Card Phase 2 payments start?
The CM Himmat Card Program Punjab Phase 2 payments are scheduled to begin from September 15, 2025.
Q5. What is the women quota in the Himmat Card Program?
A 30% quota has been reserved exclusively for women with disabilities under the CM Himmat Card Program Punjab.
Benefits of the CM Himmat Card Program 2025:
The initiative goes beyond just financial aid. It contributes to:
- Financial Inclusion: Disabled individuals can manage their own money through ATMs.
- Dignity and Independence: Reduces dependency on middlemen or relatives.
- Transparency: Digital tracking ensures no corruption or delays.
- Social Empowerment: Special focus on women and vulnerable groups.
Read Also: CM Punjab Kissan Card Phase 2 2025
Why the CM Himmat Card Matters for Punjab in 2025:
The CM Himmat Card Program Punjab Phase 2 is a step towards building an inclusive welfare state. In 2025, as Phase 2 is rolled out, thousands more families will benefit from financial relief. This program not only provides direct economic support but also sends a strong message that every citizen matters, regardless of ability.
Conclusion:
The CM Himmat Card Program Punjab Phase 2 (2025) marks an important milestone in Punjab’s welfare policies. With 65,000 total beneficiaries, a dedicated women quota, and a transparent payment system, the program ensures that Persons with Disabilities gain financial independence and dignity.
Eligible individuals should complete verification via the official portal and take advantage of this government-backed social support initiative.
