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CM Punjab Livestock Card Scheme Phase 2 2025 – Farmer Loan 135,000–270,000 PKR

CM Punjab Livestock Card Scheme Phase 2

The CM Punjab Livestock Card Scheme Phase 2 2025 has officially kicked off to support small and medium farmers by offering subsidized loans ranging from 135,000 to 270,000 PKR. This initiative is designed to strengthen the livestock sector and boost rural income by providing farmers with easy financing for cattle purchase, feed, vaccination, medicines, and farm management. After the success of Phase 1, the government aims to expand support to thousands of new livestock farmers across Punjab.

Under this scheme, eligible farmers will receive a digital livestock credit card linked with banks and veterinary services to ensure transparent use of funds. The credit will be used strictly for livestock-related purposes to improve milk and meat production, reduce input costs, and encourage modern dairy and livestock practices. Farmers will benefit from low-markup financing, government monitoring, and guided veterinary assistance for better animal health.

This program reflects Punjab’s strong commitment to empowering rural households, enhancing food security, and promoting sustainable agriculture. With rising demand for dairy and meat products in Pakistan, the Livestock Card Scheme is expected to play a major role in increasing productivity, supporting small farmers, and improving the overall rural economy.

Whether a farmer wants to upgrade their dairy herd, buy quality fodder, or access essential animal healthcare services, the Livestock Card Scheme Phase 2 opens the door to affordable financial support and modern livestock solutions. It offers reliable credit access at a time when the agricultural sector is shifting towards smarter, tech-enabled, and farmer-focused development.


What is the CM Punjab Livestock Card Scheme Phase 2 2025:

The CM Punjab Livestock Card Scheme Phase 2 is a state-backed financial support program for farmers in Punjab. It offers interest-free loans that farmers can use to purchase:

  • Wanda (concentrated feed)
  • Silage (nutritious green feed)
  • Mineral mixtures for calf fattening

The CM Punjab Livestock Card Scheme Phase 2 in 2025 expands on the success of Phase 1, targeting more farmers and animals with faster digital processing and easier accessibility.


Key Benefits of Punjab Livestock Card 2025

  1. Interest-Free Loans – No markup, easing the financial burden on farmers.
  2. Loan Amount – Farmers can access between PKR 135,000 and PKR 270,000.
  3. Loan Tenure – 4 months repayment period + 1 month grace period.
  4. Improved Livestock Health – Better nutrition leads to healthier, more productive animals.
  5. Financial Inclusion – Digital application and verification ensures transparency.
  6. Massive Outreach – Aimed at 40,000–80,000 farmers, covering up to 300,000 animals.

Eligibility Criteria for Livestock Loan Scheme 2025:

To apply for the CM Punjab Livestock Card Scheme Phase 2, farmers must meet the following conditions:

  • Must be a resident of Punjab.
  • Active mobile number registered under applicant’s CNIC.
  • Registration in SPMS-9211 system.
  • Must own 5–10 male calves/young stock (Buffalo/Cattle).
  • Clean credit history – No defaults in prior government loan schemes.
  • First-come, first-serve basis.

Loan Amount & Repayment Details 2025:

  • Loan Range: PKR 135,000 – PKR 270,000
  • Repayment Period: 4 months
  • Grace Period: 1 month (no penalty if repaid in 5th month)
  • Utilization: Only for feed, silage, and mineral mixture purchases

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How to Apply for CM Punjab Livestock Card Scheme Phase 2 (2025):

Farmers can apply through a simple SMS process:

  1. Open SMS on your phone.
  2. Type PLC <space> CNIC.
  3. Send to 8070.
  4. Wait for verification and further instructions.

Application Period: Expected opening from early 2025, official dates to be confirmed on Punjab Livestock Department Website.


Digital Application System by PITB 2025:

The Punjab Information Technology Board (PITB) has developed a digitized end-to-end application system. This ensures:

  • Quick processing times
  • Transparent verification
  • Farmer accessibility even in remote areas
  • Real-time updates for applicants

This makes the scheme highly efficient and corruption-free.

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Target Beneficiaries in Phase 2 (2025):

  • Year 1: 20,000 farmers, 100,000 animals
  • Year 2: 60,000 farmers, 300,000 animals
  • Overall Goal: 40,000–80,000 farmers covered in Phase 2

Why Punjab Livestock Scheme is Important in 2025:

  • Rising Feed Costs – Farmers struggle to provide balanced nutrition.
  • Boosting Meat & Dairy Sector – Pakistan’s meat exports and dairy demand are rising.
  • Poverty Reduction – Rural families rely heavily on livestock income.
  • Technological Governance – A showcase of digital transformation in agriculture.

Step-by-Step Guide to Avail the Loan 2025:

  1. Send CNIC to 8070 via SMS.
  2. Verification by Livestock Department & SPMS-9211.
  3. Eligibility Confirmation through SMS reply.
  4. Livestock Card Issued digitally or physically.
  5. Loan Disbursement directly to farmers for feed purchase.

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Required Documents 2025:

  • Valid CNIC (Computerized National Identity Card).
  • Active mobile SIM (registered on CNIC).
  • Livestock ownership proof (5–10 calves).
  • Credit history clearance certificate (if required).

Helpline & Support 2025:


FAQs CM Punjab Livestock Card Scheme Phase 2 2025:

Q1: What is the loan amount for CM Punjab Livestock Card Scheme 2025?

A: Farmers can avail PKR 135,000 to PKR 270,000 interest-free loan.

Q2: Who is eligible for the Punjab Livestock Loan Scheme 2025?

A: Farmers in Punjab owning 5–10 male calves, with a clean credit history, are eligible.

Q3: How can I apply for the CM Punjab Livestock Card Phase 2?

A: Send an SMS with PLC <space> CNIC to 8070 during the application period.

Q4: What can the loan be used for?

A: Only for Wanda, Silage, and Mineral Mixtures for calf fattening.

Q5: Is the loan really interest-free?

A: Yes, it is completely interest-free, with no hidden charges.

Q6: How long do I have to repay the loan?

A: You must repay within 4 months, with a 1-month grace period.

Q7: How many farmers will benefit in 2025?

A: Around 40,000 to 80,000 farmers will receive livestock cards.

Q8: Where can I get updates about the scheme?

A: Visit the Punjab Livestock Department Website or call 08000-9211.


Conclusion:

The CM Punjab Livestock Card Scheme Phase 2 (2025) is a groundbreaking initiative for the uplift of livestock farmers in Punjab. By providing interest-free loans, the government is ensuring farmers have the financial support they need to enhance animal health, improve productivity, and secure better livelihoods.

With a transparent, digitalized process, this scheme not only reduces financial pressure on farmers but also sets a benchmark for future agricultural reforms in Pakistan.

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